HUD

The US government created the Department of Housing and Urban Development (HUD) in the year 1965 to provide affordable housing to the general population, reduce homelessness, tackle the slum problem, and eliminate discrimination in the housing industry. HUD is also responsible for overseeing the Federal Housing Administration which helps people to get house loans who can’t get loans from the banks for some reason.

HUD supports many families that are financially weak through its multiple initiatives and programs that promote affordable housing for all Americans. Thousands of families receive financial assistance from HUD every year under different programs of HUD.

HUD Certification and Annual Recertification

Individuals, families, or beneficiaries of HUD programs are required to submit different types of information to the respective departments before they apply for assistance from HUD. Once they start getting financial assistance from HUD, they have to submit different documents once every year that tell about their income, assets, and family composition, and this procedure is known as recertification.

Each year, HUD reviews the income statements, assets owned, and family composition of each family they provide assistance through their programs. In return for their assistance, HUD only asks the beneficiaries to follow the rules of the program and provide all the information that is required for recertification. Recertification is mandatory for all HUD business partners.

It is not fixed when the recertification process will take place; HUD can change it at any time, but it will always happen once a year.

There are two ways for beneficiaries to complete their annual recertification: electronically or through paper documentation. The electronic method of recertification is faster and hassle-free.

HUD will contact you within 3-4 months through mail or email depending on the method you have chosen, before the due date of your annual recertification. You should make sure that you have all the required documents ready so that you can complete your annual recertification.

If you aren’t able to complete your recertification through the electronic method on their official portal, in that case, you can call them or email them (contact information can be found on your city/state’s HUD website) and they will arrange a mail, in which they send you a paper annual recertification or AR packet so that you can complete your recertification process. In case they have requested you to send the original documents, do not send copies, and never send incomplete documents.

Even if there is no change in your income, assets, and family composition, you still have to complete the recertification of yourself and all family members in your family. It is your responsibility to provide all the information required to HUD, not any other government agency or department.

Owners are responsible for processing tenants’ recertifications on time. In the event that a new recertification is not submitted within 15 months of the previous year’s recertification anniversary date, HUD Headquarters will terminate assistance payments.

Failure to complete AR

In the event that you cannot complete the recertification process for some reason, what will happen?

If you fail to gather all the required information and documentation that is required for your Annual Recertification or you fail to send them incomplete documents or you fail to send them the documents and information on time or provided them with wrong information then in any of the cases mentioned above HUD will terminate your assistance.

You should contact them right away if there is a genuine problem or some tragedy that caused AR to fail.

Conclusion

HUD works day and night to help people who can’t afford to buy a house or rent a house in good neighborhoods and also fight the issue of discrimination in the Housing sector. And financially assists thousands of families all over America so that they can fulfill their dream of living in a good home and having a good standard of living.

So, if you are benefiting from one of their programs then you should always complete the Annual Recertification so that you will get assistance from them.

They will stop your assistance immediately if you fail to meet deadlines or provide them with incomplete or inaccurate information.